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Planning can help families avoid hasty and expensive decisions.

Provide skilled nursing, nurses’ aides, therapy, and social services.

Changing living arrangements can be a major event for an older person.

Attorneys can become certified elder law specialists.

Facilities where professionals care for people with chronic or acute illnesses or injuries.

Full retirement age is currently at age 66 years and 10 months (2021).

Medicare covers most medical expenses for Americans over the age of 65.

Administered by the state, Medicaid provides medical services to eligible individuals.